FAQ

We're new and different. We know that. And it's totally fine to have questions about us. We're happy to answer them for you.

About Zigzy.

Zigzy is a new way to real estate. With our advanced technology, we offer fully underwritten mortgage pre-approvals so you know how much house you can afford. That pre-approval also qualifies you to become a cash buyer, which means you can make a true all-cash offer for a home. We also offer numerous home loan options so you can get the ideal mortgage for you and your family, including refinancing and cash-out refinancing. We have strong relationships with the nation's top real estate agents, so we can help match you with a local agent specializing in your area. And with our decades of real estate and mortgage experience, we can guide you through the entire process.

We're available to homeowners and homebuyers across the nation, excluding New York and Hawaii. In most every other state, you can use Zigzy to get a loan, find a real estate agent, or become a cash buyer.

The all-cash offer.

Sellers prefer the security of cash offers, but most people don't have money for a new home just laying around. That's where Zigzy comes in to point you in the right direction. Sellers get guaranteed cash and you get that house. Plus, there are numerous other reasons why it's beneficial to use cash to buy your house, including:

  • Sellers are four times more likely to go with cash buyers when there are multiple bids1
  • Cash buyers pay about 11% less than those using a mortgage2
  • Over 25% of all home purchases are by cash buyers3
  • Corporate investors snapped up 15% of U.S. homes for sale in the first quarter of this year4
  • The median price of an American house has increased by 28% over the last two years5

Our cash offer applies to existing single-family residences. Newly built homes, condos, and manufactured homes are not eligible.

You'll still need a mortgage, but a cash offer can help you get that house. We give you a fully underwritten pre-approval upfront, which also qualifies you for the all-cash offer. Then, when you've found your home, our affiliated real estate company buys it using cash, lets you move in, and sells it back to you once your mortgage is secured. This way, sellers get their cash and you can move into your new house right away instead of having to wait for the mortgage process to be complete, which can sometimes take months.

No, you don't. If you own a home now but want to buy a new one with a cash offer, you do not need to sell your current home first. In fact, you have 90 days to sell your existing home. Once Zigzy's affiliated company, Buyer Accepted, buys your new home, you can move in and rent it from them while you sell your current home. And the rent isn’t due until the sale is complete!

Yes, there is. There is a one-time service fee for using our cash to buy your home. However, that fee can be rolled into your new loan so you can pay it back over time. The fee varies by state and will be communicated to you during the homebuying process.

To take advantage of our cash offer, you must use Zigzy's direct lending division, New American Funding, for your home financing.

Find that real estate agent.

There are no fees to use this service.

A customer who buys their home with a real estate agent they found through the real estate agent matching service is eligible to receive up to a $2,500 lender credit to be applied towards closing costs at the close of escrow. There is no lender credit available for loan amounts under $50,000.

Get that loan.

We offer numerous loan types and programs to give our diverse borrowers the mortgage that's right for them. Whether you're looking for fixed or adjustable rates, low or no down payment options, or even jumbo loans, we’ll make sure you get the loan you're looking for.

Yes! If you already own your home and need access to extra cash for college tuition, home repairs, a dream vacation, or more, we have refinance options that could put cash in your pockets while allowing you to also save on your monthly payments.

Are you ready for the new way to win in real estate?

If you’re interested in learning more about the Zigzy way to real estate, click that shiny blue button below. Let’s go!

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